NURSE
Nurse's Retirement (Updated / 2020)
Discover all the rights, benefits and advantages that this professional has when retiring.
The retirement of nurses and other health professionals deserves special attention, mainly due to the health risks that this profession has. With this in mind, our experts have prepared this guide with everything you need to know. Come on?!
We are a family owned and operated business.
You will learn:
We are a family owned and operated business.
We are a family owned and operated business.
Who is entitled to special retirement in the area of Nursing?
We are a family owned and operated business.
We are a family owned and operated business.
How was the nurse's retirement after the Reformation?
We are a family owned and operated business.
Special activity carried out before retirement
We are a family owned and operated business.
Special activity carried out after the Reformation
We are a family owned and operated business.
We are a family owned and operated business.
The Special Retirement for Nursing
We are a family owned and operated business.
Nurses, nursing technicians, nursing assistants and other health professionals who are exposed daily to biological agents, such as contaminated blood, viruses, bacteria and others, are entitled to a reduced count of working time. Thus, after proving at least 25 years of effective work in the profession or constant exposure to harmful agents, it is possible to retire with 100% of the average salary.
We are a family owned and operated business.
In the nurse's retirement you are entitled to special retirement with 25 years of contribution in the activity, both in the INSS and in the Own Social Security Regimes (civil servants with RPPS) .
We are a family owned and operated business.
We are a family owned and operated business.
Remembering that after Pension Reform , who did not reach this minimum time until November 12, 2019, will have a new calculation rule and to make matters worse, a minimum age will be required, which in the case of health professionals will be 60 years. But below we go back to talking about these changes in more detail.
We are a family owned and operated business.
We are a family owned and operated business.
And who is already retired?
We are a family owned and operated business.
If you retired less than 10 years ago, you can ask for the benefit to be reviewed . With the correct documentation, the INSS is obliged to re-analyze your benefit. There is the case of workers who have managed to double the value of the benefit and still get delayed.
We are a family owned and operated business.
Who is entitled to special retirement for Nursing?
We are a family owned and operated business.
In addition to nurses, nursing assistants and technicians are entitled to this benefit
What documents will you need?
We are a family owned and operated business.
First of all, in order to achieve a special retirement, it is necessary to prove the daily exposure to agents harmful to health , It is common for nurses to be exposed to biological agents, as in their work routine they have contact with sick people.
There are medical areas that, in addition to being exposed to biological agents, are also exposed to physical agents, such as the radiologist, and / or exposed to chemical agents such as dentists.
Nurses who exercised the profession until 04/28/1995, it is enough to prove this activity by means of a work card, payslips and company employee registration, because until 1995 the current legislation presumed that the profession of the Nurse was unhealthy, regardless of the work environment. job.
We are a family owned and operated business.
After 1995, it was not enough just to prove the profession but also to prove the exposure to harmful agents. See the documentation required for you below.
We are a family owned and operated business.
To prove the time you worked as a Nurse, you will need to attach some documents, such as:
We are a family owned and operated business.
The Technical Report on Environmental Working Conditions (LTCAT)
Holerites
Application for Administrative Justification
You can find an explanation of each document underlined above on our FAQ page,
We are a family owned and operated business.
With a specialist lawyer , you will be able to validate as many periods of special work as possible and have a great chance of retiring in this modality.
How was the Nurse's Retirement after the Reformation?
We are a family owned and operated business.
As we explained before, the Pension Reform established a minimum age to be entitled to special retirement. Another bad news is that the calculation formula has worsened. See how it was and how it looked:
We are a family owned and operated business.
Special activity performed before the Reformation
We are a family owned and operated business.
If you complete the 25 years of special contribution by November 12, 2019, the retirement amount will correspond to 100% of the average of the 80% highest salaries since July 1994.
We are a family owned and operated business.
Let's take an example:
We are a family owned and operated business.
The nurse Daniel was 53 years old and had 25 years of career completed in July 2019, considering that his average salary corresponds to R $ 4000.00 (four thousand reais). The benefit amount will be R $ 4000.00.
Special activity after the Reformation
We are a family owned and operated business.
Nurses who started their careers after retirement, in addition to needing the minimum age to apply for special retirement, will also have a reduced benefit amount.
We are a family owned and operated business.
With the new rule, the average will be all salaries since 1994, including the lowest 20% excluded in the previous law. In addition, the benefit amount will be:
60% of average salary +
2% for each year after the first 20 years contributed (men)
2% for each year after the first 15 years contributed (women)
We are a family owned and operated business.
And who was about to retire?
We are a family owned and operated business.
For this retirement, a transition rule was also created that is based on points, which in the case of nurses and the characteristics of the profession is 87 points and 25 years of effective exposure in 2020. The necessary score goes up one point each year, until reach 99 in 2032.
We are a family owned and operated business.
To reach the score, age, minimum special time and other contribution times will be added.
We are a family owned and operated business.
However, the calculation of the benefit amount will be the same as mentioned above, 60% of the average salary + 2% for each year exceeding the first 20 years of contribution for men or 2% for each year exceeding the first 15 years of contribution for men. women.
We are a family owned and operated business.
Example:
We are a family owned and operated business.
Using our previous example again, let's assume that Nurse Daniel has 5 years of "common" contribution and has completed the 25 special years just this year (2020).
Adding these periods with your age, which this year is 54, we will have 85 points, which unfortunately will not be enough, as the required is 87 points.
We are a family owned and operated business.
The quickest and most advantageous solution that we would advise Daniel will be for him to continue working for another 2 years in the area. Thus, in 2022, he will be 57 years old and have a total of 32 years of contribution. Your score will be 89 years old, the same as required that year.
We are a family owned and operated business.
Let's go to the value of the Benefit!
Considering at best that the average salary remained at R $ 4000, the calculation will be as follows:
Contribution years after the first 20 years:
32 - 20 = 12 years of contribution
We are a family owned and operated business.
Benefit amount:
60% + (12 years x 2%) = 84%
We are a family owned and operated business.
Therefore;
84% of $ 4,000 = $ 3360
We are a family owned and operated business.
Did you just see the size of the damage? Daniel will lose R $ 640 a month and will still have to work two more years.
We are a family owned and operated business.
It is worth remembering that these are the conditions to retire in the special retirement transition rule, however, it is only after a planning and analysis of the other types of benefit that will make it possible to find the most advantageous for our example.
We are a family owned and operated business.
Conversion from Special Time to Ordinary Time
We are a family owned and operated business.
Before the Retirement, if the insured had not reached the minimum special time, he could convert that special time into ordinary time and apply for retirement by contribution time .
We are a family owned and operated business.
In the case of nurses, that special retirement requires a minimum time of 25 years, the conversion is made as follows:
Special time x 1.4 (for men) = Ordinary time
Special time x 1.2 (for women) = Ordinary time
We are a family owned and operated business.
However, this conversion ceased to exist after the reform , a special period after November 13, 2019 can no longer be converted into ordinary time.
We are a family owned and operated business.
Rest assured, if you have a special period before that date, you can still convert it into regular time because you have the right acquired before the Social Security Reform.
We are a family owned and operated business.
The nurse Daniel in the example above, was 24 years old until the cut-off date, converting that time would be 33.6 years old (24 x 1.4). If we add to the 5 years of common activity that he already had, we will have 38.6 years of COMMON contribution.
Did you like the reading? Find out more about other types of retirement by clicking here
We are a family owned and operated business.
Did you have any doubts? Leave your comment and we will get back to you as soon as possible.